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Korea's Banking Industry Today

General Status
(number)
General Status
  '09 '10 '11 '12 '13 '14 '15 '16 '17 '18
Employees 112,901 110,529 111,009 113,294 118,573 118,913 117,023 114,775 111,173 119,446
Branches 7,510 7,599 7,710 7,835 7,797 7,557 7,445 7,280 6,972 6,953
Growth
(Trillion won)
Growth
  '09 '10 '11 '12 '13 '14 '15 '16 '17 '18
Assets 1,643 1,668 1,783 1,827 1,860 2,027 2,164 2,268 2,362 2,502
Loans 962 994 1,072 1,109 1,165 1,273 1,370 1,445 1,526 1,617
Deposits 784 921 1,002 1,042 1,061 1,140 1,212 1,292 1,363 1,450
Profits
(Trillion won, %)
Profits
  '09 '10 '11 '12 '13 '14 '15 '16 '17 '18
Net Profit 6.93 9.31 14.47 9.36 4.48 6.84 3.83 2.42 11.15 15.63
ROA 0.39 0.54 0.81 0.50 0.24 0.35 0.21 0.11 0.48 0.63
ROE 5.76 7.22 9.81 6.20 2.87 4.23 2.58 1.37 6.03 8.04
NIM 1.98 2.32 2.30 2.10 1.87 1.79 1.58 1.55 1.63 1.67
Asset Soundness
(%)
Asset Soundness
  '09 '10 '11 '12 '13 '14 '15 '16 '17 '18
NPL Ratio 1.2 1.9 1.4 1.3 1.8 1.6 1.8 1.4 1.2 1.0
Capital Adequacy
(%)
Capital Adequacy
  '09 '10 '11 '12 '13 '14 '15 '16 '17 '18
BIS Ratio 14.4 14.6 14.0 14.3 14.5 14.0 13.9 14.8 15.2 15.4
Tier1 Ratio 10.9 11.6 11.1 11.1 11.8 11.4 11.4 12.5 13.1 13.2
Liquidity
(%)
Liquiduty
  '09 '10 '11 '12 '13 '14 '15 '16 '17 '18
LCR(Liquidity Coverage Ratio) 119.8 120.8 119.7 124.3 122.9 118.9 104.8 108.2 103.2 107.2
  • For 2009-2014 analysis, domestic currency liquidity ratio was used; LCR was introduced for analysis in 2015.
  • ※ Source : Financial Supervisory Service