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Korea's Banking Industry Today

General Status
(number)
General Status
  '08 '09 '10 '11 '12 '13 '14 '15 '16 '17
Employees 140,967 138,117 133,359 134,575 137,593 135,458 135,496 133,875 132,901 128,496
Branches 7,631 7,510 7,597 7,710 7,835 7,746 7,557 7,446 7,281 6,971
Growth
(Trillion won)
Growth
  '08 '09 '10 '11 '12 '13 '14 '15 '16 '17
Assets 1,716 1,643 1,668 1,782 1,827 1,860 2,027 2,164 2,268 2,362
Loans 920 962 994 1,072 1,109 1,165 1,273 1,370 1,445 1,526
Deposits 761 774 908 993 1,039 1,061 1,138 1,215 1,289 1,344
Profits
(Trillion won, %)
Profits
  '08 '09 '10 '11 '12 '13 '14 '15 '16 '17
Net Profit 7.74 6.93 9.31 14.47 9.36 4.48 6.84 3.83 2.42 11.15
ROA 0.48 0.39 0.54 0.81 0.50 0.24 0.35 0.21 0.11 0.48
ROE 7.17 5.76 7.22 9.81 6.20 2.87 4.23 2.58 1.37 6.00
NIM 2.31 1.98 2.32 2.30 2.10 1.87 1.79 1.58 1.55 1.63
Asset Soundness
(%)
Asset Soundness
  '08 '09 '10 '11 '12 '13 '14 '15 '16 '17
NPL Ratio 1.1 1.2 1.9 1.4 1.3 1.8 1.6 1.8 1.4 1.2
Capital Adequacy
(%)
Capital Adequacy
  '08 '09 '10 '11 '12 '13 '14 '15 '16 '17
BIS Ratio 12.3 14.4 14.6 14.0 14.3 14.5 14.0 13.9 14.8 15.2
Tier1 Ratio 8.8 10.9 11.6 11.1 11.1 11.8 11.4 11.4 12.5 13.1
Liquiduty
(%)
Liquiduty
  '08 '09 '10 '11 '12 '13 '14 '15 '16 '17
LCR(Liquidity Coverage Ratio) 111.1 119.8 120.8 119.7 124.3 122.9 118.9 104.8 108.2 103.2
  • For 2008-2014 analysis, domestic currency liquidity ratio was used; LCR was introduced for analysis in 2015.