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Korea's Banking Industry Today

General Status
(number)
General Status
  '11 '12 '13 '14 '15 '16 '17 '18 '19 '20
Employees 111,009 113,294 118,573 118,913 117,023 114,775 111,173 119,446 119,611 118,425
Branches 7,710 7,835 7,797 7,557 7,445 7,280 6,972 6,953 6,708 6,404
Growth
(Trillion won)
Growth
  '11 '12 '13 '14 '15 '16 '17 '18 '19 '20
Assets 1,783 1,827 1,860 2,027 2,164 2,268 2,362 2,502 2,693 2,978
Loans 1,072 1,109 1,165 1,273 1,370 1,445 1,526 1,617 1,717 1,917
Deposits 1,002 1,042 1,061 1,140 1,212 1,292 1,363 1,450 1,590 1,772
Profits
(Trillion won, %)
Profits
  '11 '12 '13 '14 '15 '16 '17 '18 '19 '20
Net Profit 14.47 9.36 4.5 6.8 3.8 2.5 11.2 15.6 13.9 12.3
ROA 0.81 0.50 0.24 0.35 0.21 0.11 0.48 0.63 0.52 0.42
ROE 9.81 6.20 2.87 4.23 2.58 1.37 6.03 8.04 6.72 5.63
NIM 2.30 2.10 1.87 1.79 1.58 1.55 1.63 1.67 1.56 1.41
Asset Soundness
(%)
Asset Soundness
  '11 '12 '13 '14 '15 '16 '17 '18 '19 '20
NPL Ratio 1.36 1.33 1.79 1.55 1.80 1.42 1.19 0.97 0.77 0.64
Capital Adequacy
(%)
Capital Adequacy
  '11 '12 '13 '14 '15 '16 '17 '18 '19 '20
BIS Ratio 13.96 14.30 14.53 14.00 13.91 14.81 15.24 14.54 13.91 15.00
Tier1 Ratio 11.09 11.12 11.79 11.38 11.36 12.51 13.12 12.94 12.30 13.47
Liquidity
(%)
Liquiduty
  '11 '12 '13 '14 '15 '16 '17 '18 '19 '20
LCR(Liquidity Coverage Ratio) 119.7 124.3 122.9 118.9 102.1 106.2 101.2 107.2 110.9 97.1
  • For 2009-2014 analysis, domestic currency liquidity ratio was used; LCR was introduced for analysis in 2015.
  • ※ Source : Financial Supervisory Service